Drug And Dental Insurance

Having a dental plan in place can really ease the cost of regular checkups, cleanings, repairs, and extensive dental procedures. When it comes to maintaining your oral health without any financial coverage, you really do put your money where your mouth is!

What your province doesn’t cover

Under Canada’s government health care system, routine dental care is not covered. Though a few provinces offer prevention programs for children (Quebec and Nova Scotia, for instance), others only pay for medically-essential dental procedures performed in-hospital. Therefore, you’re probably not covered for:

  • Routine dental check-ups
  • Preventive and restorative dental care
  • Cavity Fillings
  • Dental implants
  • Dentures
  • Inlays, veneers, crowns and bridges
  • X-rays
  • Orthodontics

How to fill the gap

You can purchase a supplemental dental plan through a number of private health benefit providers. You’ll be especially interested if you:
  • have no existing employer-based health plan, or
  • are retiring and losing your group health coverage at work, or
  • are self-employed, working on contract or freelance.

While supplemental dental plans are ideal for individuals, they are even more important for families with lots of mouths to maintain!